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	<title>International and Exchange Student Experience &#8211; Student Success Centre</title>
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	<link>https://studentsuccess.mcmaster.ca</link>
	<description>STUDENT AFFAIRS</description>
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		<title>Applying for the International Student Work Opportunity (ISWO) program</title>
		<link>https://studentsuccess.mcmaster.ca/about-iswo/</link>
		
		<dc:creator><![CDATA[Jeff Low]]></dc:creator>
		<pubDate>Sun, 01 Mar 2026 18:35:06 +0000</pubDate>
				<category><![CDATA[International and Exchange Student Experience]]></category>
		<category><![CDATA[News]]></category>
		<guid isPermaLink="false">https://studentsuccess.mcmaster.ca/?p=18756</guid>

					<description><![CDATA[What is the International Student Work Opportunity (ISWO) program? The ISWO program offers paid positions for eligible students. Keep reading to learn about the types of opportunities, eligibility and more. Then, we&#8217;ll help guide you through the application process. How to apply You can apply for the ISWO program and explore applicable positions on AwardSpring, [&#8230;]]]></description>
										<content:encoded><![CDATA[
<h2 class="wp-block-heading" id="are-you-an-international-student-seeking-ways-to-earn-money-and-gain-experience-the-iswo-program-offers-paid-positions-for-eligible-students">What is the International Student Work Opportunity (ISWO) program?</h2>



<p>The ISWO program offers paid positions for eligible students. Keep reading to learn about the types of opportunities, eligibility and more. Then, we&#8217;ll help guide you through the application process.</p>



<div class='accordion md-accordion' id='accordion0' role='tablist' aria-multiselectable='true'><div class='card'><div class='card-header' role='tab' id='#Eligibility0'><h3 class='card-title'><a class='collapsed' data-toggle='collapse' href='#collapseOneEligibility0' data-parent='#accordion0' aria-expanded='false' aria-controls='collapseOneEligibility0'><div class='container'><span></span>Eligibility</div></a></h3></div><div id='collapseOneEligibility0' class='collapse' role='tabpanel' aria-labelledby='#Eligibility0' data-parent='#accordion0'><div class='card-body'><div class='container'><p><!-- wp:paragraph --></p>
<p>To be eligible for the ISWO program, you must:</p>
<ul>
<li>Have no Canadian work experience.</li>
<li><span data-olk-copy-source="MessageBody">Fall/Winter term open to second year students.</span></li>
<li>Be registered as an active undergraduate international student (degree seeking) at McMaster University.</li>
<li>Live in Canada during your entire employment period to accept a job opportunity.</li>
<li>Have a Canadian Social Insurance Number (SIN).</li>
<li>Upload a current resume as part of your application.</li>
</ul>
<h4>Not eligible? Find other ways to gain experience</h4>
<p>If you aren&#8217;t eligible for an ISWO position, don&#8217;t worry. There are other ways to gain experience and, in some cases, earn money.</p>
<p>Experiential learning opportunities can help you build skills, network and fill your resume. At the Student Success Centre, we work with campus, community and employer partners to connect you with Canadian work and volunteer experiences. Some of these opportunities can be paid, depending on funding availability. Learn about these opportunities on the Experience Building page, Campus Jobs and Experience page and OSCARplus.</p>
<div class='align-button-left mt-0 mb-4 ml-0 mr-4'><a href='https://studentsuccess.mcmaster.ca/careers/experience-building/' class='btn btn-primary  ' target='_self' >Experience Building</a></div><div class='align-button-left mt-0 mb-4 ml-0 mr-4'><a href='https://studentsuccess.mcmaster.ca/careers/campus-jobs/' class='btn btn-primary  ' target='_self' >Campus Jobs and Experience</a></div><div class='align-button-left mt-0 mb-4 ml-0 mr-0'><a href='https://oscarplusmcmaster.ca/' class='btn btn-primary  ' target='_self' >OSCARplus</a></div>
<p><!-- /wp:paragraph --></p>
</div></div></div></div><div class='card'><div class='card-header' role='tab' id='#Term-dates0'><h3 class='card-title'><a class='collapsed' data-toggle='collapse' href='#collapseOneTerm-dates0' data-parent='#accordion0' aria-expanded='false' aria-controls='collapseOneTerm-dates0'><div class='container'><span></span>Term dates</div></a></h3></div><div id='collapseOneTerm-dates0' class='collapse' role='tabpanel' aria-labelledby='#Term-dates0' data-parent='#accordion0'><div class='card-body'><div class='container'><p><!-- wp:paragraph --></p>
<ul>
<li>Fall/winter</li>
<li>Spring/summer</li>
</ul>
<p><!-- /wp:list --></p>
</div></div></div></div><div class='card'><div class='card-header' role='tab' id='#Opportunity-types0'><h3 class='card-title'><a class='collapsed' data-toggle='collapse' href='#collapseOneOpportunity-types0' data-parent='#accordion0' aria-expanded='false' aria-controls='collapseOneOpportunity-types0'><div class='container'><span></span>Opportunity types</div></a></h3></div><div id='collapseOneOpportunity-types0' class='collapse' role='tabpanel' aria-labelledby='#Opportunity-types0' data-parent='#accordion0'><div class='card-body'><div class='container'><p><!-- wp:paragraph --></p>
<p>Funding can be used for approved positions (payroll or honorariums) and may include:</p>
<ul>
<li>McMaster Work Program</li>
<li>ISWO postings on OSCARplus</li>
<li>Co-op positions</li>
<li>Experience-building opportunities on OSCARplus</li>
</ul>
<p>Note: All funding requests must be approved and confirmed by the ISWO coordinator prior to the job offer and start date.</p>
<p><!-- /wp:paragraph --></p>
</div></div></div></div><div class='card'><div class='card-header' role='tab' id='#Social-Insurance-Number-SIN0'><h3 class='card-title'><a class='collapsed' data-toggle='collapse' href='#collapseOneSocial-Insurance-Number-SIN0' data-parent='#accordion0' aria-expanded='false' aria-controls='collapseOneSocial-Insurance-Number-SIN0'><div class='container'><span></span>Social Insurance Number (SIN)</div></a></h3></div><div id='collapseOneSocial-Insurance-Number-SIN0' class='collapse' role='tabpanel' aria-labelledby='#Social-Insurance-Number-SIN0' data-parent='#accordion0'><div class='card-body'><div class='container'><p><!-- wp:paragraph --></p>
<ol>
<li>The Social Insurance Number (SIN) is a nine-digit number that you need to work in Canada. A SIN is unique to a specific individual and legally cannot be used by anyone else. You need a SIN to secure an ISWO position.</li>
<li>If you have concerns about work permits, study permits or other immigration-related topics, contact the immigration team (<a href="mailto:immigration@mcmaster.ca">immigration@mcmaster.ca</a>).</li>
</ol>
<p><!-- /wp:paragraph --></p>
</div></div></div></div><div class='card'><div class='card-header' role='tab' id='#Resources0'><h3 class='card-title'><a class='collapsed' data-toggle='collapse' href='#collapseOneResources0' data-parent='#accordion0' aria-expanded='false' aria-controls='collapseOneResources0'><div class='container'><span></span>Resources</div></a></h3></div><div id='collapseOneResources0' class='collapse' role='tabpanel' aria-labelledby='#Resources0' data-parent='#accordion0'><div class='card-body'><div class='container'><ul>
<li><a href="https://oscarplusmcmaster.ca/home.htm">OSCARplus</a></li>
<li><a href="https://studentsuccess.mcmaster.ca/careers/job-search/">Job Search and Application Strategies</a></li>
</ul>
</div></div></div></div></div>



<h2 class="wp-block-heading" id="how-to-apply">How to apply</h2>



<p>You can apply for the ISWO program and explore applicable positions on AwardSpring, McMaster&#8217;s aid and awards application portal. After you create an AwardSpring profile, the platform will match you with all the aid and award opportunities you&#8217;re eligible for. It also tracks the completion of any additional requirements on a user­-friendly dashboard.</p>



<div class='align-button-left mt-0 mb-4 ml-0 mr-0'><a href='https://registrar.mcmaster.ca/aid-awards/scholarships-and-bursaries/#tab-20' class='btn btn-primary  ' target='_self' >Learn about AwardSpring</a></div>



<div class='accordion md-accordion' id='accordion1' role='tablist' aria-multiselectable='true'><div class='card'><div class='card-header' role='tab' id='#Set-up-your-AwardSpring-profile1'><h3 class='card-title'><a class='collapsed' data-toggle='collapse' href='#collapseOneSet-up-your-AwardSpring-profile1' data-parent='#accordion1' aria-expanded='false' aria-controls='collapseOneSet-up-your-AwardSpring-profile1'><div class='container'><span></span>Set up your AwardSpring profile</div></a></h3></div><div id='collapseOneSet-up-your-AwardSpring-profile1' class='collapse' role='tabpanel' aria-labelledby='#Set-up-your-AwardSpring-profile1' data-parent='#accordion1'><div class='card-body'><div class='container'><p><!-- wp:list --></p>
<ol>
<li><a href="https://mosaic.mcmaster.ca/" target="_blank" rel="noopener">Sign in to Mosaic</a> and click the Aid &amp; Awards tile.</li>
<li>Log in to AwardSpring using your MacID.</li>
<li>If this is your first time using AwardSpring, you must create a profile or common application to be eligible for &#8220;Scholarships&#8221; on the platform.</li>
<li>Fill out all the required information under all the tabs (Privacy, Application Tips &amp; Personal Information, Academic Information, Financial Information, Qualification Questions, Consents and Declarations).</li>
</ol>
<p><!-- /wp:list --> <!-- wp:paragraph --></p>
<p>If you would like to be considered for financial need-based funding, return to your profile application on AwardSpring &gt; Financial Information to check the box which reads, &#8220;Would you like to be considered for aid that requires you to demonstrate financial need?&#8221; Then, fill out the required information.</p>
<p><!-- wp:heading --></p>
<h4 id="income-tax-notices-of-assessment">Income tax notices of assessment (NOA)</h4>
<p><!-- /wp:heading --> <!-- wp:paragraph --></p>
<p>You can submit income tax notices of assessment or tax forms verified by Canada or another country/government for the most recent completed tax year.</p>
<p><!-- /wp:paragraph --> <!-- wp:paragraph --></p>
<p>If your income was $0 and you didn&#8217;t file income taxes or you&#8217;re not required to report your income for tax purposes, you must draft a signed and dated letter detailing how you pay for your daily living costs.</p>
<p><!-- /wp:paragraph --> <!-- wp:list --></p>
<ul>
<li>Examples of daily living costs include housing, food, utilities, transportation, etc.</li>
<li>Examples of financial resources include parents/guardians, work, savings, awards, etc.</li>
</ul>
<p><!-- /wp:paragraph --> <!-- wp:heading --></p>
<h4 id="bank-and-financial-statements">Bank and financial statements</h4>
<p><!-- /wp:heading --> <!-- wp:paragraph --></p>
<p>If you&#8217;re submitting documents in a foreign currency, please provide a current conversion from the foreign currency to Canadian dollars (CAD). Here&#8217;s a suggested approach.</p>
<p><!-- /wp:paragraph --> <!-- wp:list {"ordered":true,"type":"1"} --></p>
<ol type="1">
<li>Select a trusted currency conversion source (some bank websites have them).</li>
<li>Make an accurate conversion from the foreign currency to CAD for every figure mentioned in your statement/document.</li>
<li>Translate your document in English (if applicable).</li>
</ol>
<p><!-- /wp:list --></p>
<p><!-- /wp:paragraph --></p>
</div></div></div></div><div class='card'><div class='card-header' role='tab' id='#Apply-for-ISWO1'><h3 class='card-title'><a class='collapsed' data-toggle='collapse' href='#collapseOneApply-for-ISWO1' data-parent='#accordion1' aria-expanded='false' aria-controls='collapseOneApply-for-ISWO1'><div class='container'><span></span>Apply for ISWO</div></a></h3></div><div id='collapseOneApply-for-ISWO1' class='collapse' role='tabpanel' aria-labelledby='#Apply-for-ISWO1' data-parent='#accordion1'><div class='card-body'><div class='container'><p><!-- wp:list --></p>
<ol>
<li>Once you&#8217;ve completed your AwardSpring profile, select the Scholarships tab.</li>
<li>Enter &#8220;International Student Work Opportunity&#8221; in the search bar.</li>
<li>Select the application for the appropriate term and year.</li>
<li>Fill out the ISWO application and submit.</li>
<li>Your application will appear as in progress.</li>
</ol>
<p><!-- /wp:list --> <!-- wp:paragraph --></p>
<p>You can expect to find out about your application acceptance or denial via a follow-up email from SSC <a class="ql-link" href="mailto:careers@mcmaster.ca" target="_blank" rel="noopener noreferrer">careers@mcmaster.ca</a>. Those who are accepted will receive a PDF Confirmation to Participate. The Confirmation to Participate will provide important information toward your applications and funding, and for prospective employers. Once you have a job offer and funding confirmation from the SSC ISWO Coordinator, your AwardSpring application will be revised to show Approved. Applications are reviewed weekly.</p>
<p>We encourage international students to contact the SSC’s Career Counselling and Job Search. Review What is the International Student Work Opportunity (ISWO) program? Resources for more information or to book an appointment.</p>
<p>If you have an accommodation need for any appointment, event, meeting, or workshop hosted by the Student Success Centre, please email <a class="ql-link" href="mailto:careeraccess@mcmaster.ca" target="_blank" rel="noopener noreferrer">careeraccess@mcmaster.ca.</a> Should you require any materials sent in an alternate/accessible format, please advise.</p>
<p>Not sure if you require a Workplace Accommodation? Visit <a href="https://hr.mcmaster.ca/app/uploads/2021/06/Workplace-Accommodation-Procedures-June-2021.pdf">workplace accommodation</a> to learn about accommodation definitions.</p>
<div class='align-button-left mt-0 mb-4 ml-0 mr-0'><a href='https://studentsuccess.mcmaster.ca/careers/counselling-and-support/#equity' class='btn btn-primary  ' target='_self' >Learn about CAPS</a></div>
<p><!-- /wp:paragraph --></p>
</div></div></div></div></div>



<h2 class="wp-block-heading" id="iswo-program-approval">ISWO program approval</h2>



<p>You will be emailed a PDF Confirmation to Participate. You must include a copy of the PDF Confirmation to Participate with every job application as proof of your eligibility, as it will not be stored in AwardSpring.</p>



<div class='accordion md-accordion' id='accordion2' role='tablist' aria-multiselectable='true'><div class='card'><div class='card-header' role='tab' id='#Possible-reasons-for-denied-applications2'><h3 class='card-title'><a class='collapsed' data-toggle='collapse' href='#collapseOnePossible-reasons-for-denied-applications2' data-parent='#accordion2' aria-expanded='false' aria-controls='collapseOnePossible-reasons-for-denied-applications2'><div class='container'><span></span>Possible reasons for denied applications</div></a></h3></div><div id='collapseOnePossible-reasons-for-denied-applications2' class='collapse' role='tabpanel' aria-labelledby='#Possible-reasons-for-denied-applications2' data-parent='#accordion2'><div class='card-body'><div class='container'><p><!-- wp:heading --></p>
<ol>
<li>You don&#8217;t have your SIN.</li>
<li>You won&#8217;t be in Canada at the time of employment.</li>
<li>You didn&#8217;t upload your resume.</li>
<li>You&#8217;ve already gained paid work experience in Canada.</li>
<li>If your situation changes or if you have questions regarding your application denial, please contact us at <a href="mailto:careers@mcmaster.ca">careers@mcmaster.ca</a>.</li>
</ol>
<p><!-- /wp:paragraph --></p>
</div></div></div></div><div class='card'><div class='card-header' role='tab' id='#ISWO-funding-restrictions2'><h3 class='card-title'><a class='collapsed' data-toggle='collapse' href='#collapseOneISWO-funding-restrictions2' data-parent='#accordion2' aria-expanded='false' aria-controls='collapseOneISWO-funding-restrictions2'><div class='container'><span></span>ISWO funding restrictions</div></a></h3></div><div id='collapseOneISWO-funding-restrictions2' class='collapse' role='tabpanel' aria-labelledby='#ISWO-funding-restrictions2' data-parent='#accordion2'><div class='card-body'><div class='container'><p>Funding restrictions apply to the following scenarios:</p>
<ul>
<li>If an employer wishes to hire a non-ISWO approved student.</li>
<li>If the student already has paid Canadian work experience.</li>
<li>If there is limited budget availability.</li>
</ul>
</div></div></div></div></div>
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		<title>Why Studying Abroad in Australia Was the Best Decision of My Life</title>
		<link>https://studentsuccess.mcmaster.ca/why-studying-abroad-in-australia-was-the-best-decision-of-my-life/</link>
		
		<dc:creator><![CDATA[Anas Hussain]]></dc:creator>
		<pubDate>Mon, 13 Jan 2025 20:34:39 +0000</pubDate>
				<category><![CDATA[Global Experiences]]></category>
		<category><![CDATA[International and Exchange Student Experience]]></category>
		<category><![CDATA[Stories from Abroad]]></category>
		<guid isPermaLink="false">https://studentsuccess.mcmaster.ca/?p=32881</guid>

					<description><![CDATA[I learned countless lessons that fostered growth such as becoming independent, meeting people from around the world and embarking on adventures beyond my wildest dreams. I always thought I knew how to be alone and independent, but it turns out I didn’t. You will spend a lot of time alone—during school days, meals and weekends. [&#8230;]]]></description>
										<content:encoded><![CDATA[
<p>I learned countless lessons that fostered growth such as becoming independent, meeting people from around the world and embarking on adventures beyond my wildest dreams. I always thought I knew how to be alone and independent, but it turns out I didn’t. You will spend a lot of time alone—during school days, meals and weekends. While this can be lonely, I embraced it by exploring the city, going on day trips, visiting cafes to write papers and navigating transit systems. I had a lot of fun! Ultimately, I built a strong relationship with myself without any external influences or distractions. This newfound independence has made me feel empowered and confident that I can conquer anything. Being alone allowed me to reflect on my values, wants and the direction I want my life to go. I have gained a new sense of self, and for that, I am grateful.</p>



<p>Meeting people from around the world truly made my exchange complete. I expected to have Australian friends, but I ended up leaving with best friends from Scandinavia. Learning about their culture, language and perspectives was unique. My biggest advice is to put yourself out there, introduce yourself and say yes to opportunities. You can be anywhere beautiful in the world, but what makes it amazing is the people you share it with. These friendships taught me what true friendship and respect are, and I will bring these lessons home to my own relationships.</p>



<p>Despite all the worries and expectations, exchange ended up being nothing like I thought, yet better than I could have imagined. Did I think I would spend so much time alone? No, but it was one of the best things to ever happen to me. Did I think I would leave with Scandinavian friends four years older than me? No, but I learned what respect and friendship should embody and cannot imagine exchange any other way. Did I think I would get stung by jellyfish and also get Dengue Fever? No, but I learned how to navigate hardship, and now I have a good story to tell.</p>



<p>It would not be an exchange reflection without mentioning the amazing travel. I feel privileged to have traveled to places like Bali, New Zealand, Japan, the Great Barrier Reef and more. When in doubt, simply say yes and you only regret the things you don’t do. Once it is over, you will be itching to do it all over again. So say yes to exchange, take the jump, it will forever change your life!</p>
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		<item>
		<title>Discovering the Extrovert Inside of Me: Denmark Exchange</title>
		<link>https://studentsuccess.mcmaster.ca/discovering-the-extrovert-inside-of-me/</link>
		
		<dc:creator><![CDATA[Anas Hussain]]></dc:creator>
		<pubDate>Wed, 08 Jan 2025 20:39:55 +0000</pubDate>
				<category><![CDATA[Global Experiences]]></category>
		<category><![CDATA[International and Exchange Student Experience]]></category>
		<category><![CDATA[Stories from Abroad]]></category>
		<guid isPermaLink="false">https://studentsuccess.mcmaster.ca/?p=32868</guid>

					<description><![CDATA[All of this extroversion lasted until the later years of high school when the combination of the pandemic and a group of people choosing to bully me rocked my confidence. Suddenly, I was plunged into almost total social isolation. I became very insecure and stopped talking to people entirely, losing all of the social skills [&#8230;]]]></description>
										<content:encoded><![CDATA[
<p>All of this extroversion lasted until the later years of high school when the combination of the pandemic and a group of people choosing to bully me rocked my confidence. Suddenly, I was plunged into almost total social isolation. I became very insecure and stopped talking to people entirely, losing all of the social skills I had built up over my lifetime.</p>



<p>Four years later, I resolved that I was just going to be a shy and introverted person for the rest of my life. Upon arriving in Denmark for my exchange, I realized that it may be more difficult than I thought to make friends due to the fact that I had arrived too late and missed the entirety of Welcome Week. I went to some events and tried to talk to people, but nothing really stuck. The first two weeks of my exchange were incredibly lonely, and I began to regret my decision to go on exchange at all.</p>



<p>I almost gave up on trying to make friends when I remembered how I used to be before 2020. I knew there was an extrovert inside of me, someone who loved to talk to people and could form meaningful connections with others. I started pushing myself outside of my comfort zone, inviting people to hang out and making a concerted effort to spend time with people. I took a leap of faith in doing that, and the fear of rejection begged to creep its way into the back of my mind, but I wasn’t going to let that hold me back on what was supposed to be the most exciting five months of my life.</p>



<p>One fateful day, I randomly chose to sit in the back of class near other students instead of the much quieter and more sparsely populated front of class. During a group discussion, I found myself really enjoying my conversation with a girl in my group, so I mustered up my courage and asked if she wanted to hang out that weekend. She agreed, and that weekend, we went for a night out with some of her other friends. These relationships blossomed into some of the strongest friendships I had formed in years. I spent the next five months traveling and enjoying every minute of my exchange with them.</p>



<p>Now that I’m home, I feel like I’ve finally rediscovered the extrovert that was hiding inside of me for all these years. I feel so ready to take my rebuilt confidence and use it to form new connections and friendships.</p>
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		<item>
		<title>Living, Learning and Growing: My French Exchange Adventure</title>
		<link>https://studentsuccess.mcmaster.ca/living-learning-and-growing-my-french-adventure/</link>
		
		<dc:creator><![CDATA[Anas Hussain]]></dc:creator>
		<pubDate>Mon, 30 Dec 2024 14:48:30 +0000</pubDate>
				<category><![CDATA[Global Experiences]]></category>
		<category><![CDATA[International and Exchange Student Experience]]></category>
		<category><![CDATA[Stories from Abroad]]></category>
		<guid isPermaLink="false">https://studentsuccess.mcmaster.ca/?p=32883</guid>

					<description><![CDATA[Living alone in a foreign country was initially daunting. I had never been away from home for such an extended period and suddenly found myself responsible for all aspects of daily life. From setting up utilities with an electricity company to cooking meals and managing my time effectively, every day presented a new challenge. The [&#8230;]]]></description>
										<content:encoded><![CDATA[
<p>Living alone in a foreign country was initially daunting. I had never been away from home for such an extended period and suddenly found myself responsible for all aspects of daily life. From setting up utilities with an electricity company to cooking meals and managing my time effectively, every day presented a new challenge. The days off between classes allowed me to explore the region at my own pace, but they also required me to structure my time wisely and make the most of my independence.</p>



<p>During my time in France, I visited 18 cities and nearby villages, immersing myself in the rich culture and stunning landscapes of the south. Enrolled at a business school situated right across from the airport, I seized the opportunity to explore not only the beautiful region of southern France but also ventured into five other countries during my stay. I had the privilege of visiting Poland, Italy, Vatican City, Monaco and the Netherlands. Budget travel is so much more accessible within Europe, and I learned how much fun it is to stay in hostels and meet new people there! Each new country offered unique experiences, broadened my cultural perspectives and taught me resilience in unfamiliar environments.</p>



<p>One particular moment stands out vividly in my memory. During a solo trip to Italy, I found myself lost in the charming streets of Rome, with a dead phone battery… Instead of feeling overwhelmed and panicked, I embraced the adventure. I bought a map, asked local people for help and put myself in the shoes of my parents, who had visited Rome 30 years ago—also, without Google maps. This experience helped me discover hidden gems off the beaten path, learn to trust myself, take risks and find joy in the unexpected.</p>



<p>Returning to my apartment in Nice after each trip, I felt a growing sense of familiarity and belonging. The bustling streets, the vibrant markets and the stunning coastline of Nice, which initially felt foreign and intimidating, slowly transformed into a second home. The international community I became a part of played a crucial role in my sense of belonging. My favorite memories are of spending the day exploring nearby cities, having picnics on the beach and playing beach volleyball by the water. These connections enriched my experience, offering different perspectives and shared adventures that I will cherish forever.</p>



<p>One of the most rewarding aspects of this journey was maintaining a daily blog. Uploading photos and writing lengthy descriptions of my experiences helped me process and appreciate each moment. This blog became a digital diary, capturing the essence of my adventures and the lessons I learned along the way.</p>



<p>As I reflect on those four months, I am grateful for the opportunity to have lived, learned and grown in such beautiful and diverse parts of the world. My semester in Nice, France, was more than an academic exchange; it was a journey of growth, self-discovery and cultural immersion. I was able to visit with friends who had moved to Maastricht years ago, spend a week with my grandparents, who I had not seen in a very long time and learn to navigate life&#8217;s challenges on my own for the first time.</p>
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		<title>Finding balance between the old and the new: Exchange at Vrije Universiteit Amsterdam</title>
		<link>https://studentsuccess.mcmaster.ca/finding-balance-between-the-old-and-the-new-exchange-at-vrije-universiteit-amsterdam/</link>
		
		<dc:creator><![CDATA[Anas Hussain]]></dc:creator>
		<pubDate>Mon, 23 Dec 2024 16:40:30 +0000</pubDate>
				<category><![CDATA[Global Experiences]]></category>
		<category><![CDATA[International and Exchange Student Experience]]></category>
		<category><![CDATA[Stories from Abroad]]></category>
		<guid isPermaLink="false">https://studentsuccess.mcmaster.ca/?p=32885</guid>

					<description><![CDATA[Luckily for me, I had something as an emotional outlet and passtime, that didn’t require a language: running. Long distance running has been a hobby of mine for the past couple of years, and as I learned while on exchange, it is not only a great way to spend time and get some exercise, but [&#8230;]]]></description>
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<p>Luckily for me, I had something as an emotional outlet and passtime, that didn’t require a language: running. Long distance running has been a hobby of mine for the past couple of years, and as I learned while on exchange, it is not only a great way to spend time and get some exercise, but it can also be a great way to visit new places. Throughout my exchange, I travelled to several countries around the continent, as well as exploring many parts of the Netherlands, and I made sure to go for a little running tour in every place I visited. I also ran a half marathon race, which permitted me to take home a finisher’s medal as a souvenir, one my most unique and special souvenirs.</p>



<p>Though running was a helpful emotional crutch and hobby that I carried with me throughout my time in Amsterdam, I learned that an open mind is truly the most important tool you can have in times of change. Being willing to try new things led to me being able to experience other people’s hobbies, cultures and personalities. Some of my friends and I developed a habit of visiting museums. Over my term abroad, I visited over 12 different museums across the Netherlands and Western Europe. The hobby of visiting museums helped me to learn and appreciate the city I was living in and the places that I was fortunate enough to visit. Plus, I learned that I actually love museums and find them fascinating. I guess visiting all those national museums on field trips growing up in Ottawa paid off!</p>



<p>I also tried many different cafes and restaurants around Amsterdam with my friends, making the most of trying the local cuisine. From my opinion, stamppot is delicious, but a bit of an acquired taste, bitterballen and stroopwafels can’t be beat! I also tried restaurants with international foods. Thanks to this hobby I developed with others, I was able to sample foods I’ve never tried before, and go to places that I may have been otherwise too nervous to go to alone.</p>



<p>Being alone in a new place can be scary, and it can be easy to retreat into what is familiar as a way to self-soothe. While this may be comforting, it can also be very limiting. I think that we as people are at our fullest potential when we are outside of our comfort zone. Being on exchange forced me to reckon with this fact, and learn to balance my tried and true interests with new ones. This has led me to return home with not only stories of fun running adventures amongst new scenery and new friends, but also a ton of incredible memories and anecdotes as a museum explorer and a global eater! Making time for the old and the new was absolutely critical not only for enhancing my exchange experience and my appreciation for Amsterdam and the Netherlands, but for my growth as a person, and I am so incredibly grateful to have had the opportunity to do it all.</p>
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		<title>Considering an Exchange? Do It Scared</title>
		<link>https://studentsuccess.mcmaster.ca/considering-an-exchange-do-it-scared/</link>
		
		<dc:creator><![CDATA[Anas Hussain]]></dc:creator>
		<pubDate>Mon, 16 Dec 2024 15:27:52 +0000</pubDate>
				<category><![CDATA[Global Experiences]]></category>
		<category><![CDATA[International and Exchange Student Experience]]></category>
		<category><![CDATA[Stories from Abroad]]></category>
		<guid isPermaLink="false">https://studentsuccess.mcmaster.ca/?p=32874</guid>

					<description><![CDATA[Because of all of this, there was a time right before I left where I was utterly terrified of doing my exchange, to the degree that I was hoping for some out of control, totally unrealistic circumstance that would prevent me from going. As it would turn out, this is a totally common anxiety shared [&#8230;]]]></description>
										<content:encoded><![CDATA[
<p>Because of all of this, there was a time right before I left where I was utterly terrified of doing my exchange, to the degree that I was hoping for some out of control, totally unrealistic circumstance that would prevent me from going. As it would turn out, this is a totally common anxiety shared by a handful of students that I’ve spoken to on my exchange; and in preparing to write this blog post, we all agreed on a kind of motivating advice: scared to do it? Do it scared.</p>



<figure class="wp-block-image size-full"><img fetchpriority="high" decoding="async" width="1024" height="757" src="https://studentsuccess.mcmaster.ca/wp-content/uploads/2024/12/Japan.jpg" alt="" class="wp-image-32942" srcset="https://studentsuccess.mcmaster.ca/wp-content/uploads/2024/12/Japan.jpg 1024w, https://studentsuccess.mcmaster.ca/wp-content/uploads/2024/12/Japan-300x222.jpg 300w, https://studentsuccess.mcmaster.ca/wp-content/uploads/2024/12/Japan-768x568.jpg 768w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>



<div style="height:17px" aria-hidden="true" class="wp-block-spacer"></div>



<p>If you’re a prospective exchange student and you stumble upon this, I can’t imagine this is terribly helpful at making you any less anxious. And that’s alright. As I’m writing this, I’m on week 12 of my time abroad and it’s still extremely daunting. However, as scary as it may seem, spending a semester or two abroad is an unbelievable opportunity for self-growth and personal discovery. A major part of doing an experience like this is letting yourself be pushed out of your comfort zone. Obviously, this looks different for everyone. For me, I was suddenly required to be more independent and outgoing in a country that isn’t really big on English. Something that was mundane at home, like going out to eat or grocery shopping, was suddenly much more difficult to just go out and do. </p>



<p>On top of that, there was the added intimidating factor of meeting and spending time with an entirely new group of people, as well as navigating the nuances of solo travelling. While some things are easier now than they were 12 weeks ago, a lot of things are still just as scary. However, the thing I try to keep at the forefront of my mind, and what I recommend to any prospective exchange students, is to not let the anxiety of doing something keep you from doing it; allow yourself the flexibility to be uncomfortable.</p>



<p>Obviously, this is corny and sounds like a bad self-help book, yet I feel like a little reminder is helpful in providing a much-needed push. Studying abroad is a unique chance to push yourself out of your comfort zone and allow yourself to grow as a person through opportunities you wouldn’t necessarily find or consider doing at home. If you’re considering an exchange, and you’re hung up on some of the more daunting aspects of it, do it anyway. Scared, anxious, or downright terrified if need be. You won’t regret it!</p>
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		<title>Embracing Change: My Journey of Growth During Exchange in Marseille</title>
		<link>https://studentsuccess.mcmaster.ca/embracing-change-my-journey-of-growth-during-exchange-in-marseille/</link>
		
		<dc:creator><![CDATA[Anas Hussain]]></dc:creator>
		<pubDate>Thu, 12 Dec 2024 19:54:38 +0000</pubDate>
				<category><![CDATA[Global Experiences]]></category>
		<category><![CDATA[International and Exchange Student Experience]]></category>
		<category><![CDATA[Stories from Abroad]]></category>
		<guid isPermaLink="false">https://studentsuccess.mcmaster.ca/?p=32876</guid>

					<description><![CDATA[The Initial Adjustment The first few weeks in Marseille were a whirlwind. The language barrier was significant, as the local accent was challenging to understand and English was not widely spoken. Navigating daily life, from ordering food to using public transportation, required a steep learning curve. However, these initial struggles were the first steps towards [&#8230;]]]></description>
										<content:encoded><![CDATA[
<h2 class="wp-block-heading">The Initial Adjustment</h2>



<p>The first few weeks in Marseille were a whirlwind. The language barrier was significant, as the local accent was challenging to understand and English was not widely spoken. Navigating daily life, from ordering food to using public transportation, required a steep learning curve. However, these initial struggles were the first steps towards developing resilience and adaptability.</p>



<h2 class="wp-block-heading">Building Connections</h2>



<p>One of the most rewarding aspects of my time in Marseille was the friendships I formed. At Aix-Marseille University, I met students from all over the world, each with their own unique stories and perspectives. These connections enriched my experience, providing a support network that made the challenges of living abroad more manageable. We explored the city together, from the historic Vieux Port to the lively nightlife in La Plaine, creating memories that will last a lifetime.</p>


<div class="wp-block-image">
<figure class="aligncenter size-full"><img decoding="async" width="1024" height="679" src="https://studentsuccess.mcmaster.ca/wp-content/uploads/2024/12/LucMigliaroOption1.png" alt="" class="wp-image-32921" style="aspect-ratio:16/9;object-fit:cover" srcset="https://studentsuccess.mcmaster.ca/wp-content/uploads/2024/12/LucMigliaroOption1.png 1024w, https://studentsuccess.mcmaster.ca/wp-content/uploads/2024/12/LucMigliaroOption1-300x199.png 300w, https://studentsuccess.mcmaster.ca/wp-content/uploads/2024/12/LucMigliaroOption1-768x509.png 768w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>
</div>


<div style="height:28px" aria-hidden="true" class="wp-block-spacer"></div>



<h2 class="wp-block-heading">Embracing the Local Culture</h2>



<p>Marseille&#8217;s cultural diversity was both fascinating and overwhelming. I immersed myself in the local lifestyle, attending traditional festivals, trying regional dishes like bouillabaisse and visiting cultural landmarks such as the Notre-Dame de la Garde basilica. Each new experience broadened my understanding of the world and deepened my appreciation for different cultures.</p>



<h2 class="wp-block-heading">Traveling Across Europe</h2>



<p>One of the highlights of my exchange was the opportunity to travel across Europe. From the romantic streets of Paris to the historic ruins of Rome, each trip was an adventure that expanded my horizons. Traveling taught me to be resourceful and adaptable, as I navigated different languages, currencies and customs. These journeys were not just about experiencing new places but about learning to embrace the unknown and grow from each experience.</p>


<div class="wp-block-image">
<figure class="aligncenter size-full"><img decoding="async" width="1024" height="679" src="https://studentsuccess.mcmaster.ca/wp-content/uploads/2024/12/LucMigliaroOption2.png" alt="" class="wp-image-32924" style="aspect-ratio:16/9;object-fit:cover" srcset="https://studentsuccess.mcmaster.ca/wp-content/uploads/2024/12/LucMigliaroOption2.png 1024w, https://studentsuccess.mcmaster.ca/wp-content/uploads/2024/12/LucMigliaroOption2-300x199.png 300w, https://studentsuccess.mcmaster.ca/wp-content/uploads/2024/12/LucMigliaroOption2-768x509.png 768w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>
</div>


<div style="height:32px" aria-hidden="true" class="wp-block-spacer"></div>



<h2 class="wp-block-heading">Reflecting on Personal Growth</h2>



<p>Looking back, my time in Marseille was a period of profound personal growth. I became more independent, confident and open-minded. The challenges I faced taught me to be adaptable and resilient, skills that will serve me well in all future endeavors. I learned to embrace change and not as a threat but as an opportunity for growth.</p>



<h2 class="wp-block-heading">The Ongoing Journey</h2>



<p>As my exchange came to an end, I realized that this was not the conclusion of my journey but rather the beginning. The lessons I learned and the growth I experienced in Marseille have set the foundation for a lifetime of learning and adapting. My time in France taught me that change, while often uncomfortable, is the catalyst for growth. By embracing new experiences and adapting to unfamiliar situations, we open ourselves up to incredible opportunities for personal development.</p>
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		<item>
		<title>Study permit clarification for current international and exchange students</title>
		<link>https://studentsuccess.mcmaster.ca/study-permit-clarification-for-current-international-and-exchange-students/</link>
		
		<dc:creator><![CDATA[Jeff Low]]></dc:creator>
		<pubDate>Thu, 28 Mar 2024 20:29:00 +0000</pubDate>
				<category><![CDATA[International and Exchange Student Experience]]></category>
		<category><![CDATA[News]]></category>
		<guid isPermaLink="false">https://studentsuccess.mcmaster.ca/?p=31091</guid>

					<description><![CDATA[We are here to support you We encourage you to connect with a member of the International and Exchange Student Experience team at iese@mcmaster.ca if you need support. We also provide in-person drop-ins, located in MUSC B118: If you have questions related to immigration, study permits, PGWP or work permits, contact one of our immigration advisors [&#8230;]]]></description>
										<content:encoded><![CDATA[
<h2 class="wp-block-heading">We are here to support you</h2>



<p>We encourage you to connect with a member of the International and Exchange Student Experience team at <a href="mailto:iese@mcmaster.ca">iese@mcmaster.ca</a> if you need support. We also provide in-person drop-ins, located in MUSC B118:</p>



<ul class="wp-block-list">
<li>Mondays, 1:30 p.m. to 4:00 p.m.</li>



<li>Tuesdays, 9:00 a.m. to 12:00 p.m.</li>



<li>Thursdays, 1:30 p.m. to 4:00 p.m.</li>



<li>Fridays, 9:00 a.m. to 12:00 p.m.</li>
</ul>



<p>If you have questions related to immigration, study permits, PGWP or work permits, contact one of our immigration advisors at <a href="mailto:immigration@mcmaster.ca">immigration@mcmaster.ca</a>. You can also attend one of our upcoming immigration webinars:</p>



<ul class="wp-block-list">
<li><a href="https://www.oscarplusmcmaster.ca/events.htm?evtId=48411" target="_blank" rel="noreferrer noopener">Working in Canada Eligibility</a> |&nbsp;April 3, 12:30 a.m. to 12:30 p.m.</li>



<li><a href="https://www.oscarplusmcmaster.ca/events.htm?evtId=48412" target="_blank" rel="noreferrer noopener">Post-Graduate Work Permit</a> | April 8, 4:30 p.m. to 5:30 p.m.&nbsp;</li>



<li><a href="https://www.oscarplusmcmaster.ca/events.htm?evtId=48413" target="_blank" rel="noreferrer noopener">Study Permit Extension/Renew TRV/eTA</a> | April 11, 12:30 p.m. to 1:30 p.m.</li>



<li><a href="https://www.oscarplusmcmaster.ca/events.htm?evtId=48414" target="_blank" rel="noreferrer noopener">Permanent Residence Information Session</a> | April 12, 3:30 p.m. to 4:30 p.m.</li>
</ul>
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		<title>Working and paying taxes in Canada: Financial tips for international students</title>
		<link>https://studentsuccess.mcmaster.ca/working-and-paying-taxes-in-canada/</link>
		
		<dc:creator><![CDATA[Jeff Low]]></dc:creator>
		<pubDate>Fri, 01 Sep 2023 01:36:17 +0000</pubDate>
				<category><![CDATA[Financial Wellness Tips]]></category>
		<category><![CDATA[International and Exchange Student Experience]]></category>
		<guid isPermaLink="false">https://studentsuccess.mcmaster.ca/?p=29023</guid>

					<description><![CDATA[Working in Canada Filing taxes in Canada Need support with your taxes? We can help! McMaster offers free tax clinics to all McMaster students, including international students.&#160;Keep an eye out for free clinics in March and April every year.&#160;]]></description>
										<content:encoded><![CDATA[
<h2 class="wp-block-heading">Working in Canada</h2>



<ul class="wp-block-list">
<li>If you&#8217;re a full-time international student, check with the International and Exchange Student Experience team to find out the number of hours you can work.</li>



<li>You must have a work permit for internships and co-op programs.</li>



<li>When you start employment, you will fill out a tax deduction form (TD1) for the federal and provincial governments. This form determines the estimated personal income tax deductions from your pay.</li>



<li>At the end of the year, your employer will issue you a statement of earnings known as a T4.&nbsp;This will show your total earnings and deductions for the year.</li>
</ul>



<h2 class="wp-block-heading">Filing taxes in Canada</h2>



<ul class="wp-block-list">
<li>The Canada Revenue Agency (CRA) is responsible for the administration of income tax, benefits and programs.</li>



<li>For tax purposes, full-time international students are considered residents from the time they enter Canada. Please note that this is not the same as immigration status.</li>



<li>By filing taxes, you can be eligible for free benefits that can be used to help with expenses.&nbsp;Most students will not owe taxes to the government.</li>



<li>In the first year of filing taxes in Canada, you will need to apply for these benefits. The RC151 form from the CRA must be submitted (or the RC66 form for those with dependants).</li>



<li>You don’t need to have earned income to file taxes and receive benefits, which means that everyone should file.</li>



<li>The filing deadline is April 30 for the proceeding calendar year to get your benefits on time. However, you can file your taxes at any time if you don&#8217;t owe any taxes.</li>



<li>Your tuition can also be claimed as a tuition credit.&nbsp;That means if you stay and work in Canada, your tuition credit can be used to reduce future taxes. The tuition credit may be a good reason to stay and work in Canada for a few years to get a return on your education.</li>
</ul>



<h2 class="wp-block-heading">Need support with your taxes? We can help!</h2>



<p>McMaster offers free tax clinics to all McMaster students, including international students.&nbsp;Keep an eye out for free clinics in March and April every year.&nbsp;</p>
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		<title>Banking and credit in Canada: Financial tips for international students</title>
		<link>https://studentsuccess.mcmaster.ca/banking-and-credit-in-canada/</link>
		
		<dc:creator><![CDATA[Jeff Low]]></dc:creator>
		<pubDate>Fri, 01 Sep 2023 01:18:26 +0000</pubDate>
				<category><![CDATA[Financial Wellness Tips]]></category>
		<category><![CDATA[International and Exchange Student Experience]]></category>
		<guid isPermaLink="false">https://studentsuccess.mcmaster.ca/?p=29022</guid>

					<description><![CDATA[Picking a bank and opening an account How credit works in Canada]]></description>
										<content:encoded><![CDATA[
<h2 class="wp-block-heading">Picking a bank and opening an account</h2>



<ul class="wp-block-list">
<li>Consider more than one bank, including virtual banking options. Banks are like stores, selling products and services.&nbsp;Shop and compare interest rates, banking rates and credit card options. <a rel="noreferrer noopener" href="https://www.ratehub.ca/" data-type="URL" data-id="https://www.ratehub.ca/" target="_blank">Ratehub</a> is a great resource</li>



<li>Consider using more than one bank account: one to track your expenses and another for savings.&nbsp;</li>



<li>You need two pieces of government ID to open an account.&nbsp;A social insurance number (SIN) is required for a savings account.</li>



<li>Withdraw money at ATMs owned by your specific bank to avoid paying extra transfer fees.</li>



<li>Be scam smart — never share your banking information or SIN over the internet or with anyone you don’t know.</li>



<li>Use pre-authorized payments and automatic transfers between accounts to help you effectively manage your finances</li>
</ul>



<h2 class="wp-block-heading">How credit works in Canada</h2>



<ul class="wp-block-list">
<li>A credit rating represents your financial reputation (i.e., paying off credit on time leads to a better credit rating). As a new resident of Canada, you can start building a strong credit rating report right away.</li>



<li>Using a credit card is a great way to build a strong credit rating. <a rel="noreferrer noopener" href="https://creditcardgenius.ca/" data-type="URL" data-id="https://creditcardgenius.ca/" target="_blank">Learn more and compare different types of cards and the interest charges.</a> </li>



<li>Use credit responsibly to avoid hurting your credit report. Credit cards are really loans and need to be paid back.</li>



<li>Credit reports can be requested by service providers such as landlords, insurance companies, lenders and employers in some cases.</li>
</ul>
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